For many, these are trying times. With the prices always going up, it is hard to meet the needs and desires of those we love. At times, it takes will power to not put the rest of your life in jeopardy because you want to do nice things for others. Pay your tenant rent on time to your property management company. Do not waste your money by being late. The late accounting charges add up in a hurry if you delay paying your bills. Your bills are important and need to come first in your budgeting. Take a deep breath, pay your tenant rent and other obligations first, then spend what your can for your Christmas gifts.
Self control in budgeting for Christmas can keep a smile on your face and peace in your home. If need be, make presents, bake gifts, but most of all make this wonderful time of year peaceful.
Merry Christmas!